Know exactly how much to invest and where.
Artha analyzes your bank, cards, and investments to give you a clear monthly plan: what to invest, what to save, and what you can spend guilt-free.
Decision this month
₹38,200
Safe to deploy this month
Based on salary, card dues, bills, SIPs, and portfolio gaps.
Your money is scattered. Your decisions should not be.
Artha is built for one outcome: clear monthly decisions. Connect your financial life once, and get a plan you can act on confidently.
You can see salary credits, but not what is truly free after dues, bills, and commitments.
Money leaves from bank, cards, SIPs, and auto-debits, but decisions still depend on guesswork.
Apps track activity. Few tell you exactly what to do this month with one clear allocation plan.
How it works
From financial data to one clear monthly decision.
Connect your finances
Securely connect bank statements, credit card statements, and investment data in one place.
We analyze everything
Artha calculates what came in, where it went, and how much is safely investable after commitments.
Get a clear plan
Get exact allocation guidance for investing, saving, and guilt-free spending every month.
Example scenario
Salary in. Decisions out.
Differentiation
Not another finance dashboard
Chat preview
Ask. Get a direct money decision.
Artha translates your full financial picture into answers you can execute in minutes, not analysis you need to decode.
How much can I safely invest this month?
You can deploy ₹38,200 this month after dues and obligations. Split: ₹15,000 International fund, ₹13,200 Emergency fund, ₹10,000 guilt-free spending.
Can I increase my SIP this month?
How much can I spend guilt-free this month?
Today it recommends. Tomorrow it acts.
The product starts as your decision engine and evolves into your execution layer while you stay in control.
Today it recommends
Artha reads your complete financial context and gives an exact monthly allocation plan.
Tomorrow it acts
Artha will execute those decisions with approvals: route funds, rebalance, and automate intent.
Stop guessing. Get your money plan.
Connect your finances once. Get a clear monthly plan for investing, saving, and spending in minutes.